Credit Risk Officer

First Ally Capital is a wholly indigenous Financial Services firm, whose focus is on providing top notch advisory & investment services to individuals and organizations. First Ally Capital was incorporated on May 20, 2014 as an Issuing House, Financial Advisory and Investment Management firm, with authorized capital of N2.5 billion, and an issued and fully-paid capital of N1.65 billion. The firm was licensed by the Securities and Exchange Commission on November 20, 2014 as Issuing House and Underwriters.

The Firm commenced operations at a very significant point in the evolution of the Nigerian financial services industry and will leverage it’s solid capital base, the strong financial services background of its promoters and the excellent track-record and credentials of its directors and shareholders.

We are recruiting to fill the position below:

Job Title: Credit Risk Officer

Location: Lagos
Job type: Full-time (Onsite)

About the Role

• We are seeking an experienced Credit Risk Officer to support credit appraisal and portfolio risk management.

Responsibilities

• Analyze loan applications, financial information and repayment capacity.
• Prepare credit recommendations and identify appropriate risk mitigants.
• Monitor PAR, overdue loans and emerging credit risks.
• Identify and escalate early-warning signals and risk alerts.
• Support recovery efforts on delinquent facilities.
• Ensure compliance with credit policies and documentation requirements.
• Monitor credit processing turnaround time.
• Prepare credit risk and portfolio performance reports.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, Banking & Finance, Business Administration or related discipline.
• Minimum of 3 years’ relevant credit risk/credit analysis experience.
• Experience within banking or financial services; Microfinance experience is an advantage.
• Strong credit analysis, financial analysis, Excel and reporting skills.