Job Summary

  • They seek seeking an experienced Credit & Recovery Manager on behalf of our client to lead credit assessment, collections, recovery, and portfolio management.

Key Responsibilities

  • Lead recovery of an ageing overdue portfolio and drive cash recovery targets.
  • Reconcile and manage overdue accounts, including calls, field visits, demand letters, and legal escalation.
  • Assess new and repeat credit applications using bank statements, cash flow analysis, credit bureau data, and trade references.
  • Monitor portfolio performance and ensure timely escalation of overdue accounts.
  • Manage credit control and credit bureau reporting.
  • Supervise the Collections Officer and Data Entry Officer.
  • Prepare weekly recovery and monthly portfolio reports.
  • Develop and strengthen credit assessment and approval processes.

Requirements

  • Bachelor's Degree in Accounting, Finance, Economics, Banking, or a related field.
  • 5–8 years' experience in credit, collections, recovery, or credit risk.
  • Minimum 2 years' supervisory experience in a similar environment.
  • Proven track record in recovering overdue credit facilities.
  • Strong SME credit assessment and financial analysis skills.
  • Experience with credit bureau reporting, preferably First Central CRB.
  • Advanced Excel skills.
  • Strong analytical, negotiation, communication, and problem-solving skills.
  • Yoruba proficiency is an advantage.
  • Must be based in Ibadan or willing to relocate.
  • Must currently be employed in a similar role.

Compensation & Benefits

  • N600,000 – N800,000 Gross Monthly
  • Uncapped recovery commission
  • Collections commission
  • Quarterly performance bonus
  • HMO
  • Pension
  • 13th Month Salary
  • Laptop & phone allowance
  • Annual Leave.

Apply for this role

Closes Tuesday 3 November · 11 days left

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How to apply

Interested and qualified candidates should send their CV to: y***@gmail.com using “Credit & Recovery Manager – Ibadan" as the subject of the email.

What to submit

  • CV / résumé

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