Job Summary
- They seek seeking an experienced Credit & Recovery Manager on behalf of our client to lead credit assessment, collections, recovery, and portfolio management.
Key Responsibilities
- Lead recovery of an ageing overdue portfolio and drive cash recovery targets.
- Reconcile and manage overdue accounts, including calls, field visits, demand letters, and legal escalation.
- Assess new and repeat credit applications using bank statements, cash flow analysis, credit bureau data, and trade references.
- Monitor portfolio performance and ensure timely escalation of overdue accounts.
- Manage credit control and credit bureau reporting.
- Supervise the Collections Officer and Data Entry Officer.
- Prepare weekly recovery and monthly portfolio reports.
- Develop and strengthen credit assessment and approval processes.
Requirements
- Bachelor's Degree in Accounting, Finance, Economics, Banking, or a related field.
- 5–8 years' experience in credit, collections, recovery, or credit risk.
- Minimum 2 years' supervisory experience in a similar environment.
- Proven track record in recovering overdue credit facilities.
- Strong SME credit assessment and financial analysis skills.
- Experience with credit bureau reporting, preferably First Central CRB.
- Advanced Excel skills.
- Strong analytical, negotiation, communication, and problem-solving skills.
- Yoruba proficiency is an advantage.
- Must be based in Ibadan or willing to relocate.
- Must currently be employed in a similar role.
Compensation & Benefits
- N600,000 – N800,000 Gross Monthly
- Uncapped recovery commission
- Collections commission
- Quarterly performance bonus
- HMO
- Pension
- 13th Month Salary
- Laptop & phone allowance
- Annual Leave.
Apply for this role
Closes Tuesday 3 November · 11 days left
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How to apply
Interested and qualified candidates should send their CV to: y***@gmail.com using “Credit & Recovery Manager – Ibadan" as the subject of the email.
What to submit
- CV / résumé
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